B2B fintech software engineering

Next-Generation Payment Architecture & Enterprise CRM Systems

FinPayOne delivers enterprise software engineering, payment gateway integrations, real-time transaction data processing and custom CRM orchestration for modern businesses — built to the standards regulated partners expect.

99.98%
API uptime
<100ms
Routing latency
24/7
Incident response
console.finpayone.com/observability TLS 1.3

Transactions / 24h

1,482,905

+6.4%

API uptime (90d)

99.98%

SLA met

Avg. routing latency

84 ms

-12 ms

Authorised volume

live
00:0012:0023:59

CRM pipeline

  • Merchant onboarding42
  • KYB verification27
  • Sandbox integration18
  • Live & settled11
Core solutions

Infrastructure software for payments, data and customer operations

Four engineering practices that compose into one delivery programme — integration, CRM, data processing and developer tooling.

Payment Infrastructure Integration

Seamless connection with Tier-1 gateways and acquirers — orchestrating reconciliation, webhook delivery, retries, and multi-currency flows across your estate.

  • Gateway & acquirer connectors
  • Automated reconciliation
  • Multi-currency routing

Custom FinTech CRM Development

Proprietary CRM platforms built for customer lifecycle tracking, merchant onboarding and automated risk workflows.

  • Merchant onboarding
  • Lifecycle & pipeline tracking
  • Risk workflow automation

High-Throughput Data Processing & Cloud Hosting

Scalable cloud architecture, low-latency transaction routing and hardened enterprise hosting environments.

  • Event streaming pipelines
  • Low-latency routing
  • Managed hosting & DR

Enterprise API & Developer Tooling

Robust SDKs, end-to-end encryption and dedicated sandbox environments for your engineering teams.

  • Typed SDKs
  • Sandbox environments
  • End-to-end encryption

Data Migration & Systems Modernisation

Legacy ledger extraction, schema mapping and zero-downtime cutover for regulated data estates.

  • Schema mapping
  • Zero-downtime cutover
  • Audit-grade lineage
0.0M+

Transactions processed daily

0.00%

Rolling 90-day API uptime

0+

Gateway & acquirer integrations shipped

0 ms

Median internal event latency

Compliance, security & standards

Engineered for underwriting scrutiny

Our controls are documented, auditable and designed to satisfy bank and payment-provider due diligence.

Encryption in transit & at rest

TLS 1.3 for all external traffic, AES-256 at rest, envelope encryption with managed KMS keys and strict key rotation.

ISO/IEC 27001-aligned practices

Documented ISMS controls, role-based access, least-privilege production access and annual penetration testing.

GDPR & UK GDPR compliance

Data processing agreements, EEA/UK data residency options, defined retention schedules and subject-rights procedures.

PCI-DSS aware architecture

Scope-minimising designs using tokenisation and hosted fields so cardholder data never touches client systems.

Regulatory positioning

FinPayOne Ltd is a software engineering and data processing company. We provide technology, integration layers and infrastructure to businesses and to licensed financial institutions. FinPayOne is not a bank, is not an electronic money institution, and does not hold, transmit or settle client funds. All regulated payment execution is performed by our clients' licensed partners.

Registered activity

  • 62012Business & domestic software development
  • 63110Data processing, hosting & related activities
  • 66190Activities auxiliary to financial intermediation
  • 64999Financial technology infrastructure enablement
How we work

A four-stage engagement model

Every programme follows the same disciplined path from architecture review to supported production operation.

  1. 01

    Discovery & Architecture Review

    Technical workshops, data-flow mapping, regulatory scope analysis and a signed-off solution architecture.

  2. 02

    Custom Development & API Integration

    Sprint-based delivery, gateway and CRM integration, infrastructure as code and continuous code review.

  3. 03

    Rigorous QA & Sandbox Testing

    Automated test suites, load and failover testing, reconciliation validation and client UAT in isolated sandboxes.

  4. 04

    Deployment, SLA & 24/7 Hosting Support

    Controlled release, observability dashboards, contractual SLAs and around-the-clock incident response.

Due diligence

Questions underwriters ask us

Ready to architect your payment and CRM stack?

Book a technical discovery session with our solutions engineers. We will map your flows, scope the integration and return a written architecture proposal.